What Is the Legal Effect of an Insurer's Decision to Subrogate

question 54

Multiple Choice

What is the legal effect of an insurer's decision to subrogate against a third party wrongdoer?

• A) the insurer is required to defend the insured
• B) the insurer denies coverage to the insured
• C) the insurer steps into the shoes of the insured
• D) the insurer must indemnify the insured

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Definitions:

Lawrence Kohlberg

A prominent American psychological theorist recognized for his contributions to understanding the progression of moral development.

Moral Development

The process by which individuals learn to distinguish right from wrong, develop attitudes and behaviors toward others based on social norms and laws.

Snitch

An individual who informs on another individual or group, often viewed negatively in social contexts.

Intellectual Maturation

The process of development in thinking, problem-solving, and decision-making abilities as one grows or ages.