What Would an Insurance Agent Who Fails to Advise a Client

question 48

Multiple Choice

What would an insurance agent who fails to advise a client that a form of requested coverage is unavailable likely be found by a court to have committed?

• A) breach of insurance standard
• B) breach of fiduciary duty
• C) breach of agency of insurance
• D) breach of enduring contract

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Definitions:

Cardiac Pacemaker

A medical device implanted to regulate heartbeats, ensuring they maintain a normal rhythm and rate.

Battery Replacement

The process of replacing the energy source in a device or system, often referring to electronic devices.

Inhaled Steroids

Medications delivered through inhalation to reduce inflammation in the respiratory tract, commonly used in asthma and COPD.

Long-Term Use

The extended usage of a product or medication over a significant period, which may lead to dependency or side effects.