In the Context of Cafeteria-Style Benefits Plans, Which of the Following

question 7

Multiple Choice

In the context of cafeteria-style benefits plans, which of the following refers to the fact that the employee most likely to select a benefit is also most likely to use the benefit, which tends to drive up benefit costs?

• A) The Peltzman effect
• B) Blowback
• C) The cobra effect
• D) Adverse selection

Understand the concept of free play and its decline in recent times.

Understand the purpose and structure of the ICD coding system.

Differentiate between ICD-9 and ICD-10 coding conventions and their applications.

Identify and apply the correct series of codes for various medical conditions and procedures.

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Definitions:

All-Or-Nothing Thinking

A cognitive distortion involving seeing situations in only two categories instead of on a continuum, such as completely right or completely wrong with no middle ground.

Overgeneralization

A cognitive distortion where an individual applies a general rule too broadly, based on a single incident.

Jumping To Conclusions

A cognitive distortion where an individual makes a premature, often negative, interpretation without sufficient evidence.

Humanistic Approaches

A psychological perspective that emphasizes the study of the whole person and the uniqueness of each individual's experience.