An Employer's Insurance Program Is Set Up So That Employees

question 24

Multiple Choice

An employer's insurance program is set up so that employees have to opt out rather than opt in. This is an example of a(n) :

• A) pricing nudge.
• B) encouragement nudge.
• C) information nudge.
• D) advantageous default option nudge.

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Definitions:

Novel Stimuli

New or unfamiliar objects, events, or situations that attract attention and may elicit responses from an individual or a system.

Motivation

The psychological processes that arouse and direct goal-oriented behavior.

Maslow's Hierarchy

is a psychological theory proposing that human needs are arranged in a hierarchy, from basic physiological needs to the need for self-actualization.

Valenced Reactions

Emotional responses that are categorized as either positive or negative in nature, influenced by personal experiences, attitudes, and perceptions.