If Medical Insurers Could Use Information Contained in DNA to Predict

question 93

Multiple Choice

If medical insurers could use information contained in DNA to predict the likelihood of major medical illnesses, the most likely outcome is that:

• A) there would be an adverse selection problem and average insurance rates would rise.
• B) there would be an adverse selection problem and average insurance rates would fall.
• C) the adverse selection problem would be decreased and average insurance rates would rise.
• D) the adverse selection problem would be decreased and average insurance rates would fall.

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Definitions:

Outgroup

A social group to which an individual does not identify or belong, often seen as distinct or oppositional to the ingroup.

Idiosyncrasy Credit

Hollander’s transactional theory, in which followers reward leaders for achieving group goals by allowing them to be relatively idiosyncratic.

Socio-Emotional Leadership

A leadership style focused on addressing and nurturing the emotional and relational needs of group members.

Fiedler's Contingency Theory

A leadership theory suggesting that the effectiveness of a leader is dependent on both their leadership style and the situation they are in.