Identify the final product of the following reaction. 
Definitions:
Discount Rate
An interest rate used to discount future cash flows to their present value, often central in determining the value of investments.
Trust Fund
A fund comprised of a variety of assets intended to provide benefits to an individual, group, or organization.
Annual Percentage Rate
A measure of the cost of credit, expressed as a yearly interest rate.
Annual Percentage Rate
The yearly interest rate charged on borrowed money, including fees and other costs associated with the loan.
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