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Applying for multiple credit cards at one time can be good, because it raises your credit score.
Transtheoretical Model
A theory of behavior change that outlines six stages people go through to alter their habits, including precontemplation, contemplation, preparation, action, maintenance, and termination.
Termination
The end or conclusion of a process, activity, or condition.
Commitment (Self-liberation)
The process of making a firm personal decision to change, often referring to freeing oneself from bad habits or situations.
Behavior Change
A modification of human behavior, often achieved through systematic approaches or interventions aimed at improving health or wellbeing.
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