A Consumer Conducting Business with a Bank Must Accept the Standard

question 11

Multiple Choice

A consumer conducting business with a bank must accept the standard set of terms expressed in the loan agreement,even though those terms are non-negotiable and typically favour the bank.Why would a modern-day court most likely continue to uphold these contractual "take it or leave it" arrangements?

• A) the law expects a bank to show goodwill toward its customers
• B) the agreement does not require further elaboration or clarification
• C) the law expects people to take care of themselves
• D) consumers accept the bank's unconditional offer

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