Which of the Following Is an Implication of the Utmost

question 15

Multiple Choice

Which of the following is an implication of the utmost good faith nature of insurance contracts?

• A) the insurer may subrogate
• B) the insured has a duty to disclose
• C) the insurer is a fiduciary to the insured
• D) the insured is a fiduciary to the insurer

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Definitions:

Big Five Traits

A model proposing that five broad dimensions – openness, conscientiousness, extraversion, agreeableness, and neuroticism – sufficiently capture most aspects of personality.

Universally

Applicable or occurring everywhere or in all cases without exception.

Openness

A personality trait that describes the degree to which an individual is open to experiencing a variety of activities, engaging in imaginative activities, and willing to entertain new ideas.

Individualism

A social theory favoring freedom of action for individuals over collective or state control.