What Legal Consequences Might Arise If an Insurer Fails to Handle

question 28

Multiple Choice

What legal consequences might arise if an insurer fails to handle a claim fairly and in a timely manner?

• A) a public inquiry into the insurer's conduct
• B) a lawsuit by the adjuster against the insurer
• C) breach of the insurer's duty of good faith and a punitive damages award
• D) double indemnity costs against the adjuster

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Definitions:

Articular Cartilage

Smooth, white tissue that covers the ends of bones where they come together to form joints, enabling smooth movements and absorbing shock.

Osteoclast Activity

The process involving bone-resorbing cells that break down bone tissue for the maintenance, repair, and remodeling of bones.

RANKL

A protein essential for the formation, function, and survival of osteoclasts, cells that break down bone tissue.

Osteomyelitis

An infection of the bone, usually caused by bacteria.