A Duty to Disclose Exists Only at the Time of Applying

question 53

True/False

A duty to disclose exists only at the time of applying for the insurance.

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Definitions:

Poor Hygiene

Insufficient practices or lack of care in maintaining cleanliness and bodily grooming, which can lead to health issues and negative social impacts.

Effects of Dementia

The range of cognitive and emotional disturbances resulting from dementia, including memory loss, personality changes, and impaired reasoning.

Evening and Night Care

Specialized healthcare services provided during the evening and nighttime hours, catering to patients' needs outside of typical daytime hours.

Escape Plan

A stratagem designed to provide a means of escaping from an unwanted or dangerous situation safely.