Identify the Three Basic Demographic Processes and Discuss the Variations

question 57

Essay

Identify the three basic demographic processes and discuss the variations in each that are affected by gender, race-ethnicity, and social class.

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Definitions:

Checkable Deposits

Bank account balances that can be accessed using checks, debit cards, or electronic transfers and are very liquid.

Required Reserve Ratio

The fraction of deposits that banks are mandated by regulation to hold in reserve and not lend out.

Excess Reserves

The banks' reserves over and above the required minimum that they choose to hold rather than loan out.

Depositors

People or organizations that deposit their funds into a bank to secure them and gain interest as time passes.