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Sugging is a blatantly unethical use of marketing research.
Present Value
The present worth of a future amount of money or series of cash flows, calculated using a given interest rate.
Annuity
A series of equal cash flows at fixed intervals.
Equal Cash Flows
Financial inflows or outflows that are identical in amount over specified periods.
Fixed Intervals
Predetermined periods or times at which certain events or actions are scheduled to occur.
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