Examlex
Which one of the following categories has the lowest positive, non-zero, risk premium?
Implied Bailment
A bailment relationship formed without explicit agreement, based on the circumstances implying that the possessor of personal property is expected to return it to the owner.
Liability
The state of being responsible for something, especially in terms of legal or financial obligations.
Hotel Safe
A secure lockbox provided in hotel rooms for guests to store their valuables during their stay.
Negligence
The failure to take reasonable care to avoid causing injury or loss to another person, resulting in legal liability for the resulting harm.
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