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Why might some borrowers select an interest-only or a balloon loan over an amortized loan?
Illegitimate System
A system or structure of authority that is not recognized as lawful or officially justified.
Unstable System
A system that lacks equilibrium or consistency, characterized by frequent changes or unpredictability.
Isolated
Being separated from others or feeling alone and disconnected from a social or physical environment.
Terror Management Theory
A psychological perspective that examines how humans deal with the fear of their own mortality, often through cultural beliefs, self-esteem, and personal significance.
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