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For each of the following scenarios, describe the stage of change that is represented and provide two appropriate strategies to help the person move forward in the cycle of change.
1) José wants to get back into shape, but he cannot figure out how to fit activity into his day and does not know what to do next about his desire to change.
2) Jalyse has tried unsuccessfully to quit smoking in the past and now assumes that she will never be able to quit.
3) Will has decided to improve his diet. He has already started to change by eating cereal for breakfast at home one day per week rather than picking up his usual fast-food breakfast on the way to his first class.
Consumer Law
A branch of law that deals with the rights of consumers and the regulation of trade practices to protect those rights.
Truth in Lending Act
A federal law designed to promote informed use of consumer credit by requiring disclosures about its terms and cost.
Credit Terms
Conditions under which credit is extended by a lender to a borrower, including interest rates, repayment schedule, and other critical terms of the credit agreement.
Identity Theft
Identity theft is the fraudulent acquisition and use of someone's private identifying information, typically for financial gain.
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