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How is a prototype different from a template? How are prototypes formed?
Bondholders
Individuals or entities that hold debt securities issued by corporations or governments, entitling them to interest payments and the principal investment return at maturity.
Creditors
Individuals, businesses, or financial institutions that lend money or extend credit to others, expecting to be repaid with interest in the future.
Municipal Bonds
Debt securities issued by local governments or their agencies, often tax-exempt, to fund public projects and services.
Federal Income Tax
A tax levied by the U.S. federal government on the annual earnings of individuals, corporations, trusts, and other legal entities.
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