In the United States It Is Illegal for an Employer

question 201

Multiple Choice

In the United States it is illegal for an employer to administer polygraph tests to all employees or job applicants, because

• A) only psychologists with a Ph.D. can administer polygraph tests.
• B) the test results frequently imply that honest people are telling lies.
• C) the test is far too expensive for widespread use.
• D) only medical doctors can administer polygraph tests.

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Definitions:

Interest Rate

The proportion of a loan that is charged as interest to the borrower, typically expressed as an annual percentage of the loan's balance.

Loan Agreement

A formal contract between a borrower and a lender outlining the terms and conditions of the loan, including interest rates and repayment schedule.

Installment Notes

A debt instrument that requires a series of payments over time, often used for financing purchases.