Most Health Insurers Ask That Patients Pay a Portion (Or

question 3

Multiple Choice

Most health insurers ask that patients pay a portion (or percentage) of the charge for professional services.This charge is commonly referred to as:

• A) usual, customary, and reasonable (UCR).
• B) coinsurance.
• C) deductible.
• D) reimbursement.

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Definitions:

Alternative Weights

Describes different methods or scales used to assign importance or value to variables in mathematical, statistical, or computational models.

Preference Rules

Guidelines or criteria used by individuals to make choices or decisions between alternatives based on personal likes or dislikes.

Evoked Set

A group of relevant brands that a prospective consumer is favorably familiar with when considering a purchase decision.

Functional Risk

The potential for a product or service to fail to meet expected performance standards or fulfill its intended purpose, leading to dissatisfaction or loss.