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_____ and _____ are fundamental tools for one's survival.
Draft
A preliminary version of a document, plan, or strategy, subject to revision and refinement.
Negotiable Instrument
A document guaranteeing the payment of a specific amount of money, either on demand or at a set time.
Unauthorized Signer
An individual who signs a document or agreement without the legal authority or permission to do so.
Ratified
Confirms or approves an action, document, or agreement officially, making it valid and enforceable.
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