Examlex
Which of the following are NOT mala prohibita offenses?
Interest Rates
The amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets.
Interest Rate Swap
A financial derivative contract in which two parties agree to exchange one stream of interest payments for another, based on a specified principal amount.
Fixed Rate
An interest rate that remains constant over the life of a loan or investment, unaffected by market fluctuations.
Derivative
A financial tool whose worth derives from the worth of a different asset.
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