If a Policy Has Been in Effect for More Than

question 13

True/False

If a policy has been in effect for more than two years, the insurance company cannot cancel the policy for any reason.

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Definitions:

Affective Disorder

A group of mental health conditions affecting mood and emotion, such as depression or bipolar disorder.

Schizophrenic Disorder

A long-term mental disorder involving a breakdown in the relation between thought, emotion, and behavior, leading to faulty perception and inappropriate actions or feelings.

Bipolar Disorder

A mental health condition characterized by extreme mood swings including emotional highs (mania) and lows (depression).

Severe Depression

Severe depression is a mental health disorder characterized by intense and persistent feelings of sadness, hopelessness, and lack of interest or pleasure in activities, significantly impairing daily functioning.