Examlex
Any person who is seriously in debt may be forced into involuntary bankruptcy.
Impediment
An obstacle or barrier that delays or prevents progress.
Fear of the Unknown
A psychological phenomenon where individuals feel anxious or fearful about situations or events that are unfamiliar or not understood.
Unfreezing
The initial phase in the change process where individuals or organizations become aware of the need for change.
Driving Forces
Factors or elements that motivate and influence the direction and momentum of change or growth.
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