When Deciding Whether to Grant Credit, a Creditor May Not

question 3

Multiple Choice

When deciding whether to grant credit, a creditor may not consider the applicant's

• A) sex.
• B) income.
• C) credit history.
• D) requested amount of credit.

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Definitions:

Hidden Conflicts

Internal psychological struggles that are not apparent to the individual or observers but influence behavior and emotions.

Minnesota Multiphasic Personality Inventory

A psychological test that assesses personality traits and psychopathology, widely used for mental health diagnosis and treatment.

Neglected

A condition or situation in which something or someone does not receive adequate attention or care.

Paranoia

An irrational and persistent feeling of being persecuted or mistrusted by others.