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Denying Credit
Refusing to acknowledge someone's contribution or effort.
Cash Purchases
Transactions where goods or services are bought and paid for with physical currency at the point of sale, as opposed to using credit.
Poor Credit Rating
A low assessment of an individual's or entity's creditworthiness, indicating a high risk to lenders or creditors.
Reasoning for Bad News
The process of explaining and providing justification for decisions or notifications that are unfavorable or disappointing.
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