How is the current mass extinction,shown in the figure below,similar to past mass extinctions? What is the cause of the current mass extinction? 
Definitions:
Monthly Payment
Monthly payment is the amount paid every month over the term of a loan, lease, mortgage, or other financial agreement.
Personal Financial Planning
The process of managing one's finances by setting goals, assessing resources and liabilities, and devising strategies for achieving financial objectives.
Periodic Payment
A payment made at regular intervals, such as monthly or annually, often in relation to a loan or mortgage.
Ordinary Annuity
A series of equal payments made at regular intervals, with the first payment occurring at the end of the first period.
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