What is the shape of the following distribution? 
Definitions:
Guaranteed Rate
A promised or assured rate of return on an investment or loan.
Special Account
An account created for a specific, often non-routine, purpose, which may involve unique transactions or conditions.
Withdraw
The act of removing funds from a bank account or the action of retracting from a position or commitment.
Present Value
The present value of a future amount of money or series of cash flows, based on a certain return rate.
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