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The underlying theme of the systems approach is that
Credit-Reporting Agencies
Entities that collect and disseminate information about the credit history of individuals and businesses.
Fair Credit Reporting Act
A federal law designed to ensure the accuracy, fairness, and privacy of consumer information contained in the files of credit reporting agencies.
Regulation Z
A set of rules issued by the Federal Reserve Board of Governors to implement the provisions of the Truth-in-Lending Act.
Federal Reserve Board Of Governors
The governing body of the Federal Reserve System, overseeing the central banking system of the United States.
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