Consider the following binary search tree diagram: 
If node J is to be removed, which node should be copied into its location?
Definitions:
Quoted Loan Rates
The interest rates that lenders provide to potential borrowers when quoting the costs of a loan.
APR
Annual Percentage Rate, a measure used to compare the annual cost of borrowing or the annual yield from an investment, including interest and fees.
Quoted Loan Rates
The interest rates that banks or other lenders advertise as available to borrowers.
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