Determining the Applicant's Ability to Repay a Loan by Examining

question 35

Multiple Choice

Determining the applicant's ability to repay a loan by examining the amount of cash and marketable securities and the projected cash flows is which of following five C's?

• A) Capacity
• B) Capital
• C) Competency
• D) Character

---

Definitions:

Information Sources

Origins or providers of data, facts, or knowledge, which can range from books and people to databases and websites.

Diffusion of Innovation

A theory that describes how new ideas, products, and technologies spread through cultures and societies over time.

Early Adopters

Individuals or businesses who are among the first to acquire and use new technologies or products, often serving as influencers for later buyers.

Diffusion of Innovation

The method through which an innovation, item, or way of acting proliferates across a group or societal structure as time progresses.