Examlex
What are sociograms and why are they useful in understanding group behaviors?
Compensating Balance
A portion of a loan that banks require borrowers to leave in their checking accounts. Effectively increases the bank’s yield. A minimum balance required to compensate banks for their services.
Checking Account
A bank account that allows depositors to write checks against deposited funds, making it easy to access and manage money for daily transactions.
Loan Cost
The total expense that a borrower incurs to take out a loan, including interest rates, fees, and any other charges.
Short-Term Loans
Short-term loans are financial obligations due for repayment within a year, often utilized for immediate cash flow needs.
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