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In expectancy theory, the valence of first-level outcomes is the sum of the product of
ATM
An Automated Teller Machine, a banking terminal that allows customers to perform financial transactions, such as cash withdrawals and deposits, without the need for a human cashier.
Debit
To deduct, to charge; a charge added to existing balance.
Personal Identification Number
A unique numerical code used in securing access to accounts or systems, often a password or security measure.
Payee's Signature
The signature of the individual or entity entitled to receive payment on a financial document, such as a check.
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