The Total Debts of You and Your Spouse Include the Following

question 169

Multiple Choice

The total debts of you and your spouse include the following: mortgage,$200,000; auto loan,$16,000; credit card balance,$2,000; and personal debts of $4,000.Further,you estimate that your funeral will cost $6,000.Your spouse expects to continue to work after your death.What is your life insurance need using the DINK method?

• A)$117,000
• B)$120,000
• C)$200,000
• D)$216,000
• E)$222,000

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Definitions:

Schizophrenia

A chronic psychological condition characterized by a disruption in the connection among cognition, emotion, and conduct, resulting in incorrect perceptions and unsuitable behaviors.

Family Interactions

The dynamics and communication patterns among members of a family.

Relapse

The recurrence of a past condition or behavior, often used in the context of drug addiction or mental health disorders.

Cognitive-behavioral Approach

A psychological methodology that combines cognitive and behavioral techniques to modify dysfunctional emotions, behaviors, and thoughts.