Home Insurance Premiums Are Affected Most Directly By

question 126

Multiple Choice

Home insurance premiums are affected most directly by:

• A)the profits of the insurance company.
• B)insurance agents' commission.
• C)government regulations that set premiums.
• D)processing costs of claims.
• E)the number of claims in an area.

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Definitions:

Genetic Factors

Elements within an organism's genetic makeup that influence its traits, characteristics, and susceptibility to certain conditions.

IQ Scores

A measure of a person's cognitive abilities and potential, compared to the average abilities of the population, expressed as a numerical value.

Identical Twins

Twins who develop from a single zygote that splits and forms two embryos, sharing 100% of their DNA.

Fraternal Twins

Siblings who are born at the same time but have developed from two different eggs fertilized by two different sperm, resulting in genetically unique individuals.