Which One of the Following Insurance Policy Provisions Requires the Insured

question 18

Multiple Choice

Which one of the following insurance policy provisions requires the insured to pay for part of the loss if the property is not insured for the specified percentage of replacement value?

• A)Personal property floater
• B)An endorsement
• C)Coinsurance clause
• D)Umbrella coverage
• E)Assigned risk clause

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Definitions:

Genetic Variation

The diversity in gene frequencies within a population, which contributes to the population's ability to adapt to varying environments.

Traits

Traits are distinguishable qualities or characteristics of an organism, ranging from physical attributes to behavioral patterns, largely determined by genetic information.

Genetics

The science of heredity; includes genetic similarities and genetic variation between parents and offspring or among individuals of a population.

Heredity

The passing of genetic traits from parents to offspring, determining characteristics such as appearance, behavior, and health.