An Assigned Risk Pool

question 89

Multiple Choice

An assigned risk pool:

• A)exists in every state.
• B)reduces medical costs associated with auto accidents.
• C)takes unsafe drivers off the road.
• D)reduces auto insurance premiums with state regulation.
• E)offers premium discounts to safe drivers.

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Definitions:

Organizational Divides

Structural, cultural, or communicational barriers within an organization that hinder collaboration and efficiency across departments or teams.

Functional Gaps

Refers to discrepancies between the current capabilities of an organization and the capabilities needed to achieve its objectives.

Clique Networks

Subgroups within larger social or organizational networks characterized by tight-knit and often exclusive relationships.

Structural Hole

A gap between two individuals in a social network, potentially providing the opportunity to broker information and control communication.