Additional Personal Liability Insurance Beyond the Basic Coverage in a Homeowner's

question 95

Multiple Choice

Additional personal liability insurance beyond the basic coverage in a homeowner's policy is available with:

• A)an umbrella policy.
• B)a personal property floater.
• C)an endorsement.
• D)a coinsurance clause.
• E)medical payments coverage.

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Definitions:

Territoriality

Behavior pattern in which one organism (usually a male) stakes out a territory of its own and defends it against intrusion by other members of the same species and sex.

Urban Dweller

A person who lives within a city or urban area.

Classical Conditioning

Classical Conditioning is a learning process that occurs when two stimuli are repeatedly paired: a response that is at first elicited only by the second stimulus is eventually elicited by the first stimulus alone.

Habituation

A simple form of learning where there is a decrease in response to a stimulus after repeated exposure.