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The Equal Credit Opportunity Act Is Very Specific About How

question 174

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The Equal Credit Opportunity Act is very specific about how a person's age may be used in credit decisions.


Definitions:

Extra Chromosome

The presence of an additional chromosome in an individual's genetic makeup, which can result in developmental disorders such as Down syndrome.

21st Pair

Refers to the 21st pair of chromosomes in humans, which is critical for determining genetic conditions such as Down syndrome.

Cystic Fibrosis

A genetic disorder affecting the lungs and digestive system, characterized by thick, sticky mucus that can lead to severe respiratory and gastrointestinal problems.

Carrier

An individual who possesses one copy of a recessive gene for a genetic trait or disease and can pass it to their offspring without showing symptoms themselves.

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