An Unauthorized Person Who Obtains a Credit Report Under False

question 34

Multiple Choice

An unauthorized person who obtains a credit report under false pretenses may be:

• A)sued by the lender.
• B)sued by the borrower.
• C)jailed for 5 years.
• D)subject to a fine and imprisonment.
• E)placed on a probation.

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Definitions:

Humanistic

Pertaining to a psychological perspective that emphasizes individual potential for growth and the importance of human values.

Psychoanalytic

Relating to a theory and therapy developed by Sigmund Freud that emphasizes unconscious psychological processes and contends that childhood experiences are crucial in shaping adult personality.

Cognitive-Behavioural

A therapeutic approach combining cognitive and behavioral techniques to alter maladaptive thoughts and behaviors.

Defense Mechanism

Psychological strategies brought into play by the unconscious mind to manipulate, deny, or distort reality in order to defend against feelings of anxiety and unacceptable impulses and to maintain one's self-schema.