Which Federal Consumer Credit Law Provides Specific Cost Disclosure Requirements

question 166

Multiple Choice

Which federal consumer credit law provides specific cost disclosure requirements for the annual percentage rate and the finance charges as a dollar amount?

• A)Fair Debt Collection Practice Act
• B)Equal Credit Opportunity Act
• C)Fair Credit Billing Act
• D)Fair Credit Reporting Act
• E)Truth in Lending Act

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Definitions:

Babbling

Vocalization of the basic speech sounds (phonemes), which begins between 4 and 6 months.

Consonant-Vowel Combinations

Sequences involving a consonant followed by a vowel that are basic units of language sound, essential for word formation.

Overregularization

This term refers to a linguistic error made by children learning language where they apply regular grammatical patterns to words that are exceptions to the rule.

Nativist View

The perspective that certain skills or abilities are innate and genetically programmed to emerge.