Jane Calvert Is Applying for a Loan from a Bank

question 132

Multiple Choice

Jane Calvert is applying for a loan from a bank.The bank knows she owns a house worth $160,000 and a car with a trade-in value of $12,000 as well as other personal assets worth approximately $44,000.Which one of the 5 Cs of credit is the bank looking at?

• A)Character
• B)Capacity
• C)Capital
• D)Collateral
• E)Conditions

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Definitions:

Power Assertion

A disciplinary method involving the use of authority or physical force to control or correct behavior.

Differential Susceptibility

Some physiological makeups can make an individual more likely to be affected by environmental influences than other people. For example, a child with a highly reactive temperament might be benefited more than other children by positive parenting but harmed more than others by negative parenting.

Temperaments

Inherent traits of a person's personality that influence their behavior and emotional reactions from a young age.

Parenting Strategies

Techniques or methods adopted by parents in the upbringing of their children to foster growth, discipline, and education.