Paul Phillips Has Checked His Credit Report and Believes There

question 152

Multiple Choice

Paul Phillips has checked his credit report and believes there is an error in it.Which consumer protection law specifies that he has the right to have errors in his credit report investigated?

• A)Fair Credit Reporting Act
• B)Fair Credit Billing Act
• C)Equal Credit Opportunity Act
• D)Fair Debt Collection Practices Act
• E)Truth in Lending Act

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Definitions:

Innocent Party

An individual or entity not responsible or involved in the wrongdoing or legal dispute in question.

Damages

Compensation claimed by or awarded to a party for loss or injury suffered due to another's actions or negligence.

Proving Fraud

The process of establishing the intentional deception made by one party in order to gain an unfair advantage over another, which often involves legal proceedings.

Innocent Party

An individual or entity that is not at fault or involved in wrongdoing, especially in a legal context.