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What Are the Two General Rules of Measuring Credit Capacity

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What are the two general rules of measuring credit capacity?


Definitions:

Sensory Memory

The shortest-term element of memory, it allows the ability to retain impressions of sensory information after the original stimuli have ended.

Short-Term Memory

The capacity for holding, but not manipulating, a small amount of information in the mind in an active, readily available state for a short period of time.

Explicit Memory

Memory that involves conscious recollection of previous experiences and information.

Implicit Memory

A memory variant that permits the performance of tasks unaware of prior experiences that contribute to these actions.

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