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When did installment credit explode on the American scene?
Parents
Individuals who act as guardians or caretakers for children, providing emotional, physical, and social support.
Phenotypes
The observable characteristics or traits of an organism, resulting from the interaction of its genotype with the environment.
Traits
Characteristic features or qualities that define an individual or species.
Dizygotic (DZ) Twins
Twins that derive from two zygotes; fraternal twins.
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