An Unauthorized Person Who Obtains a Credit Report Under False

question 34

Multiple Choice

An unauthorized person who obtains a credit report under false pretenses may be:

• A)sued by the lender.
• B)sued by the borrower.
• C)jailed for 5 years.
• D)subject to a fine and imprisonment.
• E)placed on a probation.

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Definitions:

Legal Right

Entitlements or permissions under the law that can be enforced or recognized by legal institutions.

Bad Faith

Dishonest dealing, failing to meet obligations, or violating standards of honesty in transactions.

Breach Of An Insurance Contract

The failure by either the insurer or the insured to fulfill their contractual obligations under the terms of an insurance policy.

Punitive Damages

Financial compensation awarded to a plaintiff beyond actual damages to punish the defendant for egregious behavior.