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Which of the following agreements for payment plans is not subject to TILA and does not require a signed Truth in Lending Statement?
Bodily Symptoms
Physical manifestations of illness or distress, such as pain, fatigue, or nausea, which may or may not have a clear medical cause.
Panic Attack
A sudden episode of intense fear or anxiety and physical symptoms, based on a perceived threat rather than imminent danger.
Social Anxiety Disorder
A mental health condition characterized by intense fear and avoidance of social situations due to excessive self-consciousness and concern about being judged or embarrassed.
Mood Disorders
Mental health conditions marked by significant changes in a person's emotional state, including conditions like depression and bipolar disorder.
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