[Solved] Sexual contact between blood-relatives or between non-blood relatives constitutes _____. A)necrophilia B)scoptophilia C)incest D)autoeroticism Actual Reserves: The total amount of funds that a bank has in its reserve account plus any cash on hand, used to satisfy central bank requirements and handle withdrawals. Excess Reserves: Bank reserves exceeding the reserve requirements set by the central bank, available for lending. Reserve Requirements: Rules established by central banks that specify the lowest reserve amount that banks are required to maintain against customer deposits. Checking Accounts: Bank accounts on which the account holder can draw checks against the money deposited.