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Which of the following is important in explaining why tobacco relapse rates are higher than drinking relapse rates?
Appointed
Selected or designated for a position or duty, typically by an authority, rather than through election.
Federally Chartered Banks
Banks that are authorized to operate by the federal government rather than by state governments, often subject to different regulations and oversight.
Federal Reserve System
The central banking system of the United States, responsible for monetary policy, regulation of financial institutions, and maintaining financial stability.
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