Which of the Following Is a Factor That Affects an Individual's

question 124

Multiple Choice

Which of the following is a factor that affects an individual's Fair, Isaac and Company (FICO) score?

• A) The individual's payment history
• B) The individual's participation in a credit counseling session
• C) The individual's marital status
• D) The individual's gender

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Definitions:

Inventory Change

The difference in inventory levels between two time periods, reflecting purchases, sales, and usage.

Accrued Liabilities

Obligations that a company has incurred but not yet paid for, recognized in accounting to match expenses with the revenues they help to generate.

Indirect Method

A cash flow statement preparation approach that starts with net income and adjusts for non-cash transactions and changes in working capital.

Marketable Securities

Financial instruments that are easily convertible into cash and may include stocks, bonds, and Treasury bills.