A Charge Just for the Privilege of Having a Credit

question 101

Multiple Choice

A charge just for the privilege of having a credit card, whether you use it or not, is referred to as a(n) _____.

• A) annual fee
• B) probationary fee
• C) balance fee
• D) royalty fee

Acknowledge the role of rewards in encouraging employee participation in suggestion systems.

Recognize the communication systems within an organization, including upward and downward communication.

Understand the concept of the profitability index and its application in comparing investment proposals.

Calculate the simple rate of return on investments and understand its implications on investment decisions.

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Definitions:

Widowed

The state of having lost one's spouse through death.

Self-Actualized

A state in which an individual realizes their potentialities and seeks personal growth and fulfillment.

Aversion Therapy

A form of psychological treatment where negative stimuli are associated with undesirable behaviors to reduce their occurrence.

Desensitization

The process of reducing or eliminating sensitivity to a stimulus, often used as a therapeutic technique to manage phobias or anxiety disorders.